Joist Homeowner Financing ?

What is Joist Homeowner Financing?

Joist has partnered with leading personal loan financing companies to offer your clients access to personal loans for their home improvement projects.

  • Make your client's dream projects more affordable

  • Help clients pay for unexpected major repairs

  • Ensure clients have the cash flow to cover any change orders or project scope increases

The financing options are presented professionally on the estimate and invoice web pages. Offering financing is intended to help increase your job winning rate and average project size. How much does this cost? Homeowner financing costs you nothing. There’s nothing for you to sign up for and nothing for you to pay. The whole idea here is we want to make sure your client has the money needed to pay you for the job -- they do the applying, they pay back the loan, and you get paid directly by them.

Will offering Joist Homeowner Financing impact my credit score?
Absolutely not. The client will deal directly with the lending company, and their financing offers will be presented based on their own credit score and financial standing.

Who is offering the financing?
Joist has partnered with SofiLendingClub and LendingPoint to provide quick and easy home improvement personal loan options.

LendingPoint: 1-888-969-0959 or
SoFi: 1-855-456-SOFI (7634) or
LendingClub: 1-888-596-3157 or email them directly


If your client has a question about the financing they’ve applied for or received, they can reach out to their lending partner directly and they’ll be happy to assist.